Why choose Allianz Motor Insurance?
Pay monthly at no extra cost3
We're an established insurer
24/7 claims service
What does Allianz Comprehensive Motor Insurance cover?
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Included benefits
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Optional benefits
- Your vehicle is less than two years old from its first registration at the time it’s declared a total loss.
- You bought your new vehicle, or demonstrator model, from the manufacturer or their dealer.
- Where relevant, your financier has given their written consent.
- A new replacement vehicle of the same make and model is available in Australia.
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Frequently asked questions
Comprehensive motor insurance isn’t mandatory in Australia but there are benefits to having it. If you choose not to take out comprehensive motor insurance and you or the driver of your vehicle is at fault in an accident, you’ll be responsible for the cost of any damage to your own vehicle as well as for the damages caused to any third party property.
Did you purchase your vehicle with a loan? Some financial institutions might require you to have comprehensive motor insurance if you took out a loan to purchase your vehicle.
Allianz Comprehensive Motor Insurance provides cover for accidental loss or damage to your vehicle, as well as your legal liability for the damage you cause to other people’s vehicles or property. Some examples of loss or damage to your vehicle covered by this insurance include:
- Motor accidents such as a collision with another vehicle
- Theft
- Fire damage
- Storm damage
- Hail damage
- Damage while your vehicle is parked
For more information, see the relevant PDS.
*Conditions apply
- Minimum premiums may apply. Any discounts and entitlements may be subject to rounding and only apply to the extent any minimum premium isn’t reached. If you’re eligible for more than one, Allianz also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts and entitlements. Discounts may not be applied to the premium for optional covers.
- The online discount applies when you quote and buy a new Comprehensive Motor Insurance policy online only. Any online discounts offered are applied to Allianz’s standard rates, excluding optional covers, and are for the first year’s premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods.
- Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
- Allianz will extend your rental car or daily travel allowance period to the extent that Allianz caused or contributed to the delay in repairing your vehicle.